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Axis Atlas Credit Card by Axis Bank - Premium credit card with 2-5% (2-5 EDGE Miles per ₹100) reward rate

Visa

Axis Atlas Credit Card

Axis Bank

Overall Rating

9.0/10

Annual Fee

₹5,000

Key Highlights

💎

Reward Rate

2-5% (2-5 EDGE Miles per ₹100)

🏆

Overall Rating

9/10

✈️

Lounge Access

Unlimited (with 4 guests)

💰

Annual Fee

₹5,000

🏷️ Premium 🏷️ Travel

💡 Why This Card?

🎯

Best For

Frequent travelers seeking premium benefits and lounge access

💎

Top Benefit

High reward rate for maximum value

Quick Fact

Annual fee waived on none

📊 Detailed Rating Breakdown

Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.

💎 Reward Value Score
9/10 Excellent

Evaluates reward rates, point values, and bonus offers to determine overall reward value.

🌟 Lifestyle Benefit Score
8.5/10 Good

Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.

💰 Fee Value Score
9.5/10 Excellent

Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.

💰 Fees & Charges

💳 Joining Fee ₹5,000
📅 Annual Fee ₹5,000

Fee Waiver Condition

None

🎁 Rewards Program

Reward Rate 2-5% (2-5 EDGE Miles per ₹100)
💎 Point Value ₹1.00
Points Expiry 3 years

🎯 Bonus Offers

  • 5 EDGE Miles per ₹100 on travel
  • 2 EDGE Miles on regular spends

✈️ Travel & Lifestyle Benefits

Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.

🛫

Airport Lounge Access

Domestic: Unlimited (with 4 guests)
International: Unlimited (Priority Pass with 4 guests)

Golf Benefits

No

🎩

Concierge Service

24/7 Premium Concierge Available
🛡️

Travel Insurance

Yes

🎯 Special Offers & Milestones

Exclusive cashback offers and milestone rewards to maximize your card benefits.

💵

Cashback Offers

  • 25% off dining via EazyDiner
  • Travel milestone benefits
🏆

Milestone Benefits

  • Tier-based benefits
  • Milestone rewards on travel spends

📋 Eligibility Requirements

Check if you meet the eligibility criteria before applying for this card.

💼

Minimum Income

₹75K/month

📊

Credit Score

720+

👤

Age Range

21-65 years

Advantages

  • Excellent travel rewards
  • Unlimited lounge with guests
  • Reasonable annual fee

Limitations

  • Limited non-travel benefits
  • No fee waiver option

Ready to Apply?

Compare this card with others to find the perfect match for your lifestyle and spending habits.

Last updated: 9 November 2025

Information subject to change. Please verify details with the card issuer.