Visa
HDFC Infinia Credit Card
HDFC Bank
Overall Rating
Annual Fee
₹12,500
⭐ Key Highlights
Reward Rate
3.3% (5 RP per ₹150)
Overall Rating
9.7/10
Lounge Access
Unlimited
Annual Fee
₹12,500
💡 Why This Card?
Best For
Frequent travelers seeking premium benefits and lounge access
Top Benefit
Unlimited airport lounge access worldwide
Quick Fact
Annual fee waived on invite only
📊 Detailed Rating Breakdown
Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.
Evaluates reward rates, point values, and bonus offers to determine overall reward value.
Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.
Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.
💰 Fees & Charges
Fee Waiver Condition
Invite only🎁 Rewards Program
🎯 Bonus Offers
- • 10X points on SmartBuy
- • 5X on retail spends
✈️ Travel & Lifestyle Benefits
Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.
Airport Lounge Access
Golf Benefits
6 rounds per quarter
Concierge Service
Travel Insurance
₹3 crore coverage
🎯 Special Offers & Milestones
Exclusive cashback offers and milestone rewards to maximize your card benefits.
Cashback Offers
- • Up to 33% on SmartBuy
- • Club Marriott membership
Milestone Benefits
- • 10,000 bonus points on ₹8L spend per year
- • Club Marriott membership
📋 Eligibility Requirements
Check if you meet the eligibility criteria before applying for this card.
Minimum Income
₹2.5L/month or invite only
Credit Score
780+
Age Range
21-65 years
✓ Advantages
- ✓ Best reward rate in India
- ✓ Unlimited lounge access worldwide
- ✓ No reward point expiry
✗ Limitations
- ✗ Invite only
- ✗ Very high income requirement
Ready to Apply?
Compare this card with others to find the perfect match for your lifestyle and spending habits.
Last updated: 9 November 2025
Information subject to change. Please verify details with the card issuer.