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Axis Bank Reserve Credit Card by Axis Bank - Premium credit card with 3% (15 RP per ₹200) reward rate

Visa

Axis Bank Reserve Credit Card

Axis Bank

Overall Rating

8.7/10

Annual Fee

₹50,000

Key Highlights

💎

Reward Rate

3% (15 RP per ₹200)

🏆

Overall Rating

8.7/10

✈️

Lounge Access

Unlimited

💰

Annual Fee

₹50,000

🏷️ Super Premium 🏷️ Travel 🏷️ Luxury

💡 Why This Card?

🎯

Best For

Frequent travelers seeking premium benefits and lounge access

💎

Top Benefit

Unlimited airport lounge access worldwide

Quick Fact

Annual fee waived on none

📊 Detailed Rating Breakdown

Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.

💎 Reward Value Score
9/10 Excellent

Evaluates reward rates, point values, and bonus offers to determine overall reward value.

🌟 Lifestyle Benefit Score
10/10 Excellent

Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.

💰 Fee Value Score
7/10 Good

Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.

💰 Fees & Charges

💳 Joining Fee ₹50,000
📅 Annual Fee ₹50,000

Fee Waiver Condition

None

🎁 Rewards Program

Reward Rate 3% (15 RP per ₹200)
💎 Point Value ₹0.40
Points Expiry 3 years

🎯 Bonus Offers

  • 2X on international spends
  • Milestone benefits

✈️ Travel & Lifestyle Benefits

Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.

🛫

Airport Lounge Access

Domestic: Unlimited
International: Unlimited (Priority Pass)

Golf Benefits

12 rounds per quarter

🎩

Concierge Service

24/7 Premium Concierge Available
🛡️

Travel Insurance

₹5 crore coverage

🎯 Special Offers & Milestones

Exclusive cashback offers and milestone rewards to maximize your card benefits.

💵

Cashback Offers

  • Luxury hotel benefits
  • Forex markup 1.5%
🏆

Milestone Benefits

  • Premium lifestyle benefits
  • Taj Epicure membership

📋 Eligibility Requirements

Check if you meet the eligibility criteria before applying for this card.

💼

Minimum Income

₹35L/year

📊

Credit Score

780+

👤

Age Range

21-65 years

Advantages

  • Ultimate luxury benefits
  • Unlimited lounge access
  • Lowest forex markup

Limitations

  • Very high annual fee
  • Extremely high income requirement

Ready to Apply?

Compare this card with others to find the perfect match for your lifestyle and spending habits.

Last updated: 9 November 2025

Information subject to change. Please verify details with the card issuer.