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Flipkart Axis Bank Credit Card by Axis Bank - Premium credit card with 5% on Flipkart, Myntra; 4% on preferred partners; 1.5% elsewhere reward rate

Visa

Flipkart Axis Bank Credit Card

Axis Bank

Overall Rating

7.8/10

Annual Fee

₹500

Key Highlights

💎

Reward Rate

5% on Flipkart, Myntra; 4% on preferred partners; 1.5% elsewhere

🏆

Overall Rating

7.8/10

✈️

Lounge Access

4 per year

💰

Annual Fee

₹500

🏷️ Cashback 🏷️ Shopping

💡 Why This Card?

🎯

Best For

Everyday spenders looking for maximum cashback on purchases

💎

Top Benefit

High reward rate for maximum value

Quick Fact

Annual fee waived on spend ₹2 lakh in a year

📊 Detailed Rating Breakdown

Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.

💎 Reward Value Score
8.5/10 Good

Evaluates reward rates, point values, and bonus offers to determine overall reward value.

🌟 Lifestyle Benefit Score
5.5/10 Fair

Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.

💰 Fee Value Score
9.5/10 Excellent

Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.

💰 Fees & Charges

💳 Joining Fee ₹500
📅 Annual Fee ₹500

Fee Waiver Condition

Spend ₹2 lakh in a year

🎁 Rewards Program

Reward Rate 5% on Flipkart, Myntra; 4% on preferred partners; 1.5% elsewhere
💎 Point Value ₹1.00
Points Expiry No expiry

🎯 Bonus Offers

  • Unlimited 5% on Flipkart, Myntra
  • 4% on Swiggy

✈️ Travel & Lifestyle Benefits

Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.

🛫

Airport Lounge Access

Domestic: 4 per year
International: None

Golf Benefits

No

🎩

Concierge Service

24/7 Premium Concierge Available
🛡️

Travel Insurance

No

🎯 Special Offers & Milestones

Exclusive cashback offers and milestone rewards to maximize your card benefits.

💵

Cashback Offers

  • 5% on Flipkart, Myntra
  • 4% on Swiggy, MakeMyTrip, PVR
  • 1.5% on all other spends
🏆

Milestone Benefits

  • Fee waiver on ₹2L spend
  • Fuel surcharge waiver

📋 Eligibility Requirements

Check if you meet the eligibility criteria before applying for this card.

💼

Minimum Income

₹15K/month

📊

Credit Score

650+

👤

Age Range

18-65 years

Advantages

  • Excellent for Flipkart shoppers
  • Decent cashback on partners
  • Low annual fee

Limitations

  • Limited to Flipkart ecosystem for best rewards
  • No premium benefits

Ready to Apply?

Compare this card with others to find the perfect match for your lifestyle and spending habits.

Last updated: 9 November 2025

Information subject to change. Please verify details with the card issuer.