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ICICI Coral Credit Card by ICICI Bank - Premium credit card with 2 RP per ₹100 reward rate

Visa/Mastercard

ICICI Coral Credit Card

ICICI Bank

Overall Rating

7.2/10

Annual Fee

₹500

Key Highlights

💎

Reward Rate

2 RP per ₹100

🏆

Overall Rating

7.2/10

✈️

Lounge Access

1 per quarter (railway lounge)

💰

Annual Fee

₹500

🏷️ Entry-Level 🏷️ Lifestyle

💡 Why This Card?

🎯

Best For

Users looking for comprehensive rewards and benefits

💎

Top Benefit

Premium lifestyle benefits and exclusive perks

Quick Fact

Annual fee waived on can be lifetime free for select customers

📊 Detailed Rating Breakdown

Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.

💎 Reward Value Score
6.5/10 Fair

Evaluates reward rates, point values, and bonus offers to determine overall reward value.

🌟 Lifestyle Benefit Score
6/10 Fair

Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.

💰 Fee Value Score
9/10 Excellent

Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.

💰 Fees & Charges

💳 Joining Fee ₹500
📅 Annual Fee ₹500

Fee Waiver Condition

Can be lifetime free for select customers

🎁 Rewards Program

Reward Rate 2 RP per ₹100
💎 Point Value ₹0.25
Points Expiry 3 years

🎯 Bonus Offers

  • Movie discounts
  • Dining offers

✈️ Travel & Lifestyle Benefits

Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.

🛫

Airport Lounge Access

Domestic: 1 per quarter (railway lounge)
International: None

Golf Benefits

No

🎩

Concierge Service

24/7 Premium Concierge Available
🛡️

Travel Insurance

No

🎯 Special Offers & Milestones

Exclusive cashback offers and milestone rewards to maximize your card benefits.

💵

Cashback Offers

  • 25% off on BookMyShow
  • Fuel surcharge waiver
🏆

Milestone Benefits

  • Up to 10,000 reward points on meeting criteria

📋 Eligibility Requirements

Check if you meet the eligibility criteria before applying for this card.

💼

Minimum Income

₹20K/month

📊

Credit Score

650+

👤

Age Range

21-65 years

Advantages

  • Low annual fee or lifetime free
  • Easy to get
  • Basic lifestyle benefits

Limitations

  • Low reward rate
  • Limited lounge access

Ready to Apply?

Compare this card with others to find the perfect match for your lifestyle and spending habits.

Last updated: 9 November 2025

Information subject to change. Please verify details with the card issuer.