Visa/Mastercard/Amex
ICICI Sapphiro Credit Card
ICICI Bank
Overall Rating
Annual Fee
₹3,500
⭐ Key Highlights
Reward Rate
6 RP per ₹100 (Mastercard), 50% more on Amex
Overall Rating
7.5/10
Lounge Access
Limited
Annual Fee
₹3,500
💡 Why This Card?
Best For
High-income individuals wanting exclusive lifestyle benefits
Top Benefit
High reward rate for maximum value
Quick Fact
Annual fee waived on none
📊 Detailed Rating Breakdown
Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.
Evaluates reward rates, point values, and bonus offers to determine overall reward value.
Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.
Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.
💰 Fees & Charges
Fee Waiver Condition
None🎁 Rewards Program
🎯 Bonus Offers
- • Accelerated rewards on international spends
✈️ Travel & Lifestyle Benefits
Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.
Airport Lounge Access
Golf Benefits
Yes
Concierge Service
Travel Insurance
Yes
🎯 Special Offers & Milestones
Exclusive cashback offers and milestone rewards to maximize your card benefits.
Cashback Offers
- • Dining and movie benefits
- • Golf privileges
Milestone Benefits
- • Premium lifestyle benefits
📋 Eligibility Requirements
Check if you meet the eligibility criteria before applying for this card.
Minimum Income
₹60K/month
Credit Score
720+
Age Range
21-65 years
✓ Advantages
- ✓ Premium benefits
- ✓ Good reward rate
- ✓ Multiple network options
✗ Limitations
- ✗ High joining fee
- ✗ No annual fee waiver
Ready to Apply?
Compare this card with others to find the perfect match for your lifestyle and spending habits.
Last updated: 9 November 2025
Information subject to change. Please verify details with the card issuer.