Visa
IDFC First Wealth Credit Card
IDFC First Bank
Overall Rating
Annual Fee
FREE
⭐ Key Highlights
Reward Rate
2% (2 RP per ₹100)
Overall Rating
8.7/10
Lounge Access
Unlimited
Annual Fee
FREE
💡 Why This Card?
Best For
High-income individuals wanting exclusive lifestyle benefits
Top Benefit
Unlimited airport lounge access worldwide
Quick Fact
Zero annual fee - perfect for cost-conscious users
📊 Detailed Rating Breakdown
Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.
Evaluates reward rates, point values, and bonus offers to determine overall reward value.
Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.
Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.
💰 Fees & Charges
Fee Waiver Condition
Lifetime free🎁 Rewards Program
🎯 Bonus Offers
- • 10X on dining
- • 5X on movies
✈️ Travel & Lifestyle Benefits
Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.
Airport Lounge Access
Golf Benefits
4 rounds per quarter
Concierge Service
Travel Insurance
₹1 crore coverage
🎯 Special Offers & Milestones
Exclusive cashback offers and milestone rewards to maximize your card benefits.
Cashback Offers
- • 10% on dining
- • 5% on movies
Milestone Benefits
- • Lifetime free premium card
- • Welcome benefits worth ₹5000
📋 Eligibility Requirements
Check if you meet the eligibility criteria before applying for this card.
Minimum Income
₹1L/month
Credit Score
700+
Age Range
21-65 years
✓ Advantages
- ✓ Lifetime free premium card
- ✓ Unlimited domestic lounge access
- ✓ Good lifestyle benefits
✗ Limitations
- ✗ Moderate reward rate
- ✗ Limited brand presence
Ready to Apply?
Compare this card with others to find the perfect match for your lifestyle and spending habits.
Last updated: 9 November 2025
Information subject to change. Please verify details with the card issuer.