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RBL Bank ShopRite Credit Card by RBL Bank - Premium credit card with 2 RP per ₹100 reward rate

Visa/Mastercard

RBL Bank ShopRite Credit Card

RBL Bank

Overall Rating

6.8/10

Annual Fee

₹500

Key Highlights

💎

Reward Rate

2 RP per ₹100

🏆

Overall Rating

6.8/10

✈️

Lounge Access

None

💰

Annual Fee

₹500

🏷️ Entry-Level 🏷️ Shopping

💡 Why This Card?

🎯

Best For

Users looking for comprehensive rewards and benefits

💎

Top Benefit

Premium lifestyle benefits and exclusive perks

Quick Fact

Annual fee waived on spend ₹1.5 lakh in a year

📊 Detailed Rating Breakdown

Our comprehensive scoring system evaluates cards across multiple dimensions to help you make an informed decision.

💎 Reward Value Score
6.5/10 Fair

Evaluates reward rates, point values, and bonus offers to determine overall reward value.

🌟 Lifestyle Benefit Score
5.5/10 Fair

Assesses lounge access, concierge services, travel insurance, and other premium lifestyle perks.

💰 Fee Value Score
8.5/10 Good

Considers annual fees, joining fees, and waiver conditions to determine fee value proposition.

💰 Fees & Charges

💳 Joining Fee ₹500
📅 Annual Fee ₹500

Fee Waiver Condition

Spend ₹1.5 lakh in a year

🎁 Rewards Program

Reward Rate 2 RP per ₹100
💎 Point Value ₹0.25
Points Expiry 3 years

🎯 Bonus Offers

  • 5X on specific categories

✈️ Travel & Lifestyle Benefits

Premium perks and exclusive benefits designed to enhance your travel and lifestyle experiences.

🛫

Airport Lounge Access

Domestic: None
International: None

Golf Benefits

No

🎩

Concierge Service

24/7 Premium Concierge Available
🛡️

Travel Insurance

No

🎯 Special Offers & Milestones

Exclusive cashback offers and milestone rewards to maximize your card benefits.

💵

Cashback Offers

  • Movie discounts
  • Fuel surcharge waiver
🏆

Milestone Benefits

  • Fee waiver on ₹1.5L spend

📋 Eligibility Requirements

Check if you meet the eligibility criteria before applying for this card.

💼

Minimum Income

₹20K/month

📊

Credit Score

650+

👤

Age Range

21-65 years

Advantages

  • Low fee
  • Easy to get
  • Basic rewards

Limitations

  • Limited benefits
  • Low reward rate

Ready to Apply?

Compare this card with others to find the perfect match for your lifestyle and spending habits.

Last updated: 9 November 2025

Information subject to change. Please verify details with the card issuer.